I have never been able to build up a good savings, but for years, I have struggled with saving money plus have lived paycheck to paycheck, but if I took a month off of work, I would end up being late on paying rent.
I guess it’s a good system to save money for a rainy afternoon, such as an unexpected physical illness, personal emergency, or sudden component repair, however it’s never been feasible for me.
If our Heating, Ventilation, plus A/C system broke down suddenly, I would have to go without it plus be absolutely uncomfortable in our home for weeks plus actually have to borrow some money for the repair. For the past decade, I have cooled our home with window AC units. It’s better for our budget plus since our apartment is pretty small around 600 sq feet, I’m able to keep it cool with more than one window AC units. I have 1 AC unit in our living room plus 1 in our living room. If our AC needs repaired or replaced for any reason, I could afford it much easier than if I had a Heating, Ventilation, plus A/C system that broke down. If I had a much bigger home, I would have to make arrangements financially to be able to afford an Heating, Ventilation, plus A/C system upgrade. In that case, I would hope some nearby Heating, Ventilation, plus A/C supplier had a promotional discount of some sort so I could save some money. I would try to save money in every way I possibly could; Luckily, for now, I am able to use electric space heating systems to keep our home moderate while the people I was with and I were in the winter… Where I live, it’s only frigid enough for the use of a space gas furnace for about a month or more than one out of the whole year. Usually, I can just bundle up with some heavier clothes or cover myself with a soft thick blanket plus I do not have to use any system of heating in our home. Not only is purchasing window AC units plus electric space heating systems easier to afford to install plus locale into our home, however our utility bills are also low, my electric bill is only $85 a month plus I can absolutely live with that. I won’t be making any variations with cooling plus heating in our home anytime soon.
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